Locality Bank is the Official Bank of Gymreapers Wodapalooza
Exclusive SBA financing promo
for gym owners
Replace worn equipment, refresh your space, or refinance debt—without draining cash flow.
Let’s talk about your gym
*Up to
100%
Financing
For qualified borrowers
(Terms apply)*
*Borrow
$50,000 –
$1,000,000
To Level Up Your Gym
(Terms apply)*
Repay over
10–25 Years
Eligibility
2+ Years Operating
Fund Usage
Equipment, Renovations, Refinance, or Working Capital
Locality Bank + Lycan Fitness
We’ve partnered with Lycan Fitness to help gym owners outfit their space. Close your Locality gym loan and we’ll send you a Lycan Fitness discount code for additional savings on equipment purchases. Terms apply.**
*Wodapalooza SBA Gym Promo Disclosure: Financing up to 100% is available for qualified borrowers and approved uses of proceeds and is subject to SBA eligibility, credit approval, collateral requirements, and SBA 7(a) program guidelines. Borrowers must be in operation for at least two (2) years and demonstrate sufficient cash flow, including a minimum 1.20x debt service coverage ratio (DSCR), meaning the business generates at least 120% of the cash flow required to cover annual loan payments. Loan amounts, rates, terms, fees, collateral, and conditions vary based on borrower qualifications and approval. This is not a commitment to lend.
**Lycan Fitness Offer: Locality Bank does not endorse
Lycan Fitness,
does not receive compensation from Lycan Fitness in connection with this offer, and does not guarantee third-party pricing, availability, performance, or fulfillment of equipment purchases. The Lycan Fitness discount is an optional third-party offer provided solely by Lycan Fitness and is subject to its terms and conditions. Use of Lycan Fitness products or services is not required to obtain financing from Locality Bank. Discount amounts and eligibility may vary based on Lycan Fitness promotional activity. The discount is currently available on Lycan Fitness purchases of $10,000 or more at checkout. The offer is subject to change or termination by Lycan Fitness.
Locality Bank is an Equal Housing Lender and Member FDIC. All loans and lines of credit are subject to approval. Loan terms, collateral, and documentation requirements apply. Credit limits vary based on collateral Loan-to-Value (LTV) and other criteria established by Locality Bank or the U.S. Small Business Administration (SBA). Loans are subject to credit and collateral appraisal. Origination fees and prepayment penalties may apply. Program availability, rates, terms, and conditions are subject to change without notice. Locality Bank reserves the right to change or modify this offer at any time without notice. Other restrictions, limitations, and fees may apply. For SBA loans, financing is subject to approval, product availability, and requirements of SBA 504 and SBA 7(a) program guidelines. Information is accurate as of the date of publication. Please contact a Locality banker for additional details.